The composition of loan growth bears watching

While there has been relatively little news of significant banking stress in recent quarters, a deeper look at commercial bank lending data reveals some concerns.

While concerns surrounding the Fed’s significant monetary policy tightening were exacerbated following the failure of Silicon Valley Bank and other regional banks in 2023, with not much in the way of significant banking issues arising since, and loan and lease growth quickening over the past year, banking sector worries have significantly dissipated.

Tho…